How Much Do I Need To Retire?

Retirement Planning

My Annual Income

$0 $1,000,000

Expected Annual Expenses in Retirement

$0 $1,000,000

Retirement Length (years)

Expected Annual Rate of Return (%)

Social Security Income Replacement (%)

0% 100%

This scenario may help you understand how much you'll need to save for retirement based on your inputs.

Average

$993,265

80% Rule

Without Social Security: $1,229,796

With Social Security: $737,878

10x Salary Rule

Without Social Security: $1,000,000

With Social Security: $600,000

25x Expenses

Without Social Security: $750,000

With Social Security: $450,000

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

Among stock-market investors there’s long been a debate between those who favor value and those who favor growth.